If I can avoid 500 a weekend towards lockton and combine that coverage in with my usual auto policy, I would love to do that.ĭirect quote from my broker, who spoke with the underwriter: In just the past 3 weeks I've had a few conversations with my broker trying to find a complete annual auto+hpde insurance policy and there is nothing we can locate that will cover what a hpde includes with full disclosures on my end. These being covered as part of standard auto insurance is becoming more and more rare - almost unheard of lately. We'll all be moving to allstate through your broker before you could blink. If this is being put in writing by the underwriting staff at allstate, you should talk with your broker and that underwriter to see how much commission you can score, because their new business bonus for the next year will be absurd. I see you said allstate explicitly agreed to cover this - is that your broker or the underwriter putting that in writing? If the broker misinterprets the standard inclusions and endorsements, that doesn't necessarily put allstate on the hook for a loss.
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